Legal
The rules for using this site, and the limits of what it claims to do.
Last updated: August 15, 2026 · Operated by NowCompound
By using this site you agree to these terms. If you do not agree, please do not use the site.
This site provides general educational information and calculation tools only. It is not investment advice, tax advice, legal advice, or a recommendation to buy, sell, or hold any security. The operator of this site is not a registered investment adviser, broker-dealer, financial planner, accountant, or attorney, and no advisory relationship is created by your use of this site.
The calculators do not know your income, tax situation, time horizon, risk tolerance, debts, or goals, and nothing they produce is personalized to you. Before acting on anything you read or calculate here, consult a qualified professional who can consider your full circumstances.
Every projection on this site assumes a constant rate of return applied evenly over time. Real investments do not behave that way. Actual results are affected by market volatility, the sequence in which returns arrive, taxes, inflation, fees, trading costs, and changes in your own contributions.
Past performance does not guarantee or predict future results. Historical returns shown for any fund describe what already happened; they are not a forecast of what will happen. You can lose money investing, including the money you originally put in.
Fund performance figures, expense ratios, and volatility estimates on this site are compiled from public sources at a point in time and are not live market data. They may be outdated, incomplete, or contain errors. Always verify current figures with the fund provider or your brokerage before making a decision. If you spot an error, please report it through the contact page.
This site is provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or that any calculation will be free of defects.
To the fullest extent permitted by law, the operator of this site is not liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of, or inability to use, this site. This includes investment losses, lost profits, and losses resulting from reliance on any calculation, projection, or information presented here. You use this site and any output from it entirely at your own risk.
Some links on this site may be affiliate or referral links, meaning the site may earn a commission if you open an account or make a purchase after clicking. This never costs you more, and it never changes the calculations performed, the historical data displayed, or the order in which funds appear. Pages containing affiliate links disclose that fact on the page.
Fund names, ticker symbols, and company names are the property of their respective owners and are used here for identification purposes only. Their use does not imply affiliation with, sponsorship by, or endorsement from any fund provider or brokerage.
This site links to external websites we do not control. We are not responsible for their content, accuracy, products, or practices. Following an external link is at your own risk.
You may use this site for personal, non-commercial purposes. You may not scrape it at a volume that degrades service for others, attempt to breach its security, republish its content or code as your own, or use it in any unlawful way.
The design, text, and code of this site are owned by the site operator unless otherwise noted. You may share links freely. You may not copy substantial portions for republication without permission.
These terms may be updated at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
These terms are governed by the laws of the Commonwealth of Virginia, United States, without regard to conflict-of-law principles.
Questions about these terms can be sent through the contact page.